Drive Forward With the Right Car Loan
Buying a car is an exciting milestone, whether it’s for personal use, family needs, or business purposes. At AJP Finance, we guide clients through car finance options in Melbourne, helping you understand loan structures, repayments, and lender requirements — so you can make informed decisions.
We assist individuals, ABN holders, and businesses in accessing car finance solutions that may suit their circumstances.
Personal Car Loans
Ideal for individuals and families buying new or used vehicles. We explain interest rates, loan features, and repayment structures so you can choose with confidence.
Business Car Finance
For businesses or ABN holders, vehicle finance may include chattel mortgages, leases, or hire purchase. We guide you through each structure and its considerations.
Used Car Loans
Buying second-hand? We’ll outline lender requirements and conditions for financing pre-owned vehicles.
What is a Car Loan?
A car loan is a type of finance that allows you to purchase a new or used vehicle and repay the cost in instalments. Lenders consider your income, expenses, credit history, and employment or business status when assessing eligibility.
How Can Our Team Help You to Reach Your Goals
Initial Chat
We start with a short call to understand your needs — personal car, work vehicle, or business fleet.
Information Gathering
We collect details about your finances, credit history, and goals to identify lenders who may suit your circumstances.
Exploring Options
We’ll explain car loan types, repayment terms, and features from a range of lenders.
Application & Support
Once you’re ready, we assist with preparing and lodging your application, keeping you updated at every stage until settlement.
