Buying a home or refinancing can be a major life milestone. At AJP Finance, we’re here to guide you through it with experience and care. Whether you’re applying for your first home loan or seeking a more suitable loan structure, we tailor our support to your needs.
About Us
At AJP Finance, we’re not just finance professionals — we’re locals who understand Melbourne’s property and business landscape. With over 20 years of combined experience, we work with you to help navigate the home loan process in a way that makes sense for your goals and lifestyle.
We’ll help you cut through the noise, break down the jargon, and connect you with a home loan that fits your life, not just your budget. With access to over 30 lenders, we do the hard work so you can focus on what really matters—your new home!
We guide first-time buyers through every step — from exploring borrowing power to understanding available loan types and grants. Our role is to help you make informed decisions with support, not pressure.
Refinancing can be an opportunity to restructure your loan based on changing needs. We assist you in exploring refinancing options that may offer different features, rates, or terms — all explained clearly, so you stay in control.
Whether you’re expanding, buying equipment, or investing in commercial property, AJP Finance helps you explore suitable lending options. We work closely with self-employed professionals and small business owners to understand their operational needs.
We guide first-time buyers through every step — from exploring borrowing power to understanding available loan types and grants. Our role is to help you make informed decisions with support, not pressure.
Refinancing can be an opportunity to restructure your loan based on changing needs. We assist you in exploring refinancing options that may offer different features, rates, or terms — all explained clearly, so you stay in control.
Whether you’re expanding, buying equipment, or investing in commercial property, AJP Finance helps you explore suitable lending options. We work closely with self-employed professionals and small business owners to understand their operational needs.
At AJP Finance, we’re your one-stop shop for all things finance. From personal loans to debt consolidation, we offer a variety of services to meet your financial needs. Life happens, and we’re here to provide solutions that make sense for you.
We’re based in Melbourne and understand the specific challenges and opportunities within the local property and business markets. But our reach extends beyond, giving you access to competitive deals and a wide range of lenders.
We know that no two situations are alike. That’s why we offer tailored financial solutions designed to meet your individual or business needs. We work closely with you to understand your goals, so we can recommend the best options for your future.
At AJP Finance, we care deeply about our Melbourne community. From helping first-time homebuyers to supporting small businesses, we’re here to empower you with the tools and knowledge you need to succeed.
What do we do?
Our finance advisor website offers personalized financial planning services tailored to your unique goals and circumstances. From retirement planning to investment management, we provide expert guidance.
Home Loans
Buying your first home can feel overwhelming — but you don’t have to do it alone. AJP Finance helps you understand your options, compare lenders, and access government incentives that may be available to you. We’re here to guide you every step of the way, so you can make confident and informed decisions.
Refinancing
Refinancing your home loan can help improve your cash flow or give you access to different loan features. AJP Finance compares options across multiple lenders to help you decide whether switching is right for your circumstances. We’ll walk you through the pros and cons so you can make the choice that’s best for you.
Commercial Loans
As a Melbourne-based business, we know what it takes to succeed in this city. Whether you’re looking to expand, buy new equipment, or invest in property, our commercial loan services are here to support your business growth.
Personal Loans
Life is unpredictable, and sometimes you need a little extra financial flexibility. At AJP Finance, we offer personal loans for a variety of needs, whether you’re planning a big event, renovating your home, or consolidating debt.
As your trusted local mortgage broker in Melbourne, AJP Finance is here to simplify the home loan process. With our deep understanding of the Melbourne property market and access to over 30 lenders, we help you secure the best rates tailored to your needs. Whether you’re a first-time buyer or a seasoned investor, our goal is to make your home loan journey easy, transparent, and stress-free.
Buying your first home can feel overwhelming, but it doesn’t have to be. Our First Home Buyer Guide at AJP Finance walks you through every step of the process—from understanding how much you can borrow to exploring government grants and securing the best loan. We’re here to help you make informed decisions and turn your homeownership dream into reality with confidence.
Ready to grow your wealth through property investment? At AJP Finance, we specialize in helping investors find competitive loan options to build their portfolio. Whether you’re purchasing your first investment property or expanding your assets, our team provides expert guidance and tailored financial solutions to maximize your returns while navigating the Melbourne market.
Deciding between a fixed or variable home loan can be tricky, but we’re here to help you understand the benefits of both. A fixed-rate loan offers stability with consistent payments, while a variable-rate loan allows for flexibility and potential savings when interest rates drop. At AJP Finance, we guide you through the pros and cons so you can choose the option that fits your lifestyle and financial goals.
Looking to expand your business? A Commercial Loan from AJP Finance gives you the flexibility to purchase property, grow your operations, or invest in new equipment. We provide customised loan solutions tailored to your business needs, ensuring you have the financial support to reach new heights in Melbourne’s competitive market.
Need new equipment to keep your business running smoothly? Our Asset Finance solutions at AJP Finance help you purchase vehicles, machinery, and other essential assets without depleting your cash flow.
Credit Representative 55431 is authorised under Australian Credit Licence 384324. ACL Holder – Outsource Financial Pty Ltd; ACR – AJP Connection Pty Ltd.
Disclaimer: The AJP Connection Pty Ltd Home Loans service is provided by Outsource Financial Pty Ltd (ACN 131 090 705) which provides mortgage lending services to consumers under their Australian Credit License Number 384 324. As part of the referral process, legislation requires us to obtain your consent to your name and contact details being given to Outsource Financial Pty Ltd. We will pass your information on to Outsource Financial within 5 business days. Your full financial situation will need to be reviewed prior to acceptance of any offer or product. AJP Connection Pty Ltd receives a commission for making these referrals. The commission that we receive depends upon the lender that ultimately provides your home loan and is 40% of the upfront and trail commission received by outsource Financial Pty Ltd from the lender. The total of all commissions will be disclosed by outsource Financial Pty Ltd as part of arranging your home loan.
