Bad / Low Credit
Life can be unpredictable, and sometimes things don’t go as planned. If your credit score is lower than you’d like, it doesn’t mean you’re out of options. At AJP Finance, we’re not here to judge; we’re here to help you move forward. Whether you’re consolidating debt, buying a car, or dealing with an emergency expense, we can connect you with lenders who understand your situation and offer flexible, tailored loans.
We’re a Broker with Multiple Lenders
Instead of being tied to just one lender, we work with a variety of trusted financial partners. This gives you access to a range of options, helping us find the best loan for your situation—regardless of your credit score.
We Make It Easy for You
We know the loan process can feel daunting, but it doesn’t have to be. We’ve simplified everything to make it fast, easy, and stress-free. From your first application to your final approval, we’re with you every step of the way.
Personalised Support, Every Step of the Way
When it comes to your finances, we believe in offering more than just numbers on a screen. Our team takes the time to understand your situation and work with you to find the right loan for your needs. No two people are the same, and we treat your case with the individual care and attention it deserves.
Flexible Repayments
Everyone’s financial situation is different, and that’s why we offer flexible loan terms that can work around your budget. Whether you need a longer repayment term or want to pay it off sooner, we’ll help you find a solution that fits your life.
Whether it’s a missed payment, unexpected medical expenses, or a difficult time in life that caused your credit score to drop, we’re here to help you get back on track. At AJP Finance, we believe in second chances.
Credit Representative 55431 is authorised under Australian Credit Licence 384324. ACL Holder – Outsource Financial Pty Ltd; ACR – AJP Connection Pty Ltd.
Disclaimer: The AJP Connection Pty Ltd Home Loans service is provided by Outsource Financial Pty Ltd (ACN 131 090 705) which provides mortgage lending services to consumers under their Australian Credit License Number 384 324. As part of the referral process, legislation requires us to obtain your consent to your name and contact details being given to Outsource Financial Pty Ltd. We will pass your information on to Outsource Financial within 5 business days. Your full financial situation will need to be reviewed prior to acceptance of any offer or product. AJP Connection Pty Ltd receives a commission for making these referrals. The commission that we receive depends upon the lender that ultimately provides your home loan and is 40% of the upfront and trail commission received by outsource Financial Pty Ltd from the lender. The total of all commissions will be disclosed by outsource Financial Pty Ltd as part of arranging your home loan.
