Supporting Businesses with Asset Finance in Melbourne
Running a business often requires access to the right tools, vehicles, or equipment to stay competitive. At AJP Finance, we provide guidance on a wide range of asset finance solutions designed for businesses, ABN holders, and sole traders.
From cars and trucks to machinery and office equipment, asset finance allows you to spread the cost of essential purchases over time, helping you maintain cash flow while still accessing the resources your business needs.
Vehicle Finance
Cars, vans, and trucks are often essential for business operations. Whether you’re purchasing one vehicle or an entire fleet, we provide guidance on finance options for ABN holders and business operators.
Equipment Finance
From construction machinery to medical devices, equipment finance allows businesses to secure the tools they need. We’ll explain available loan types, repayment structures, and tax considerations so you can make an informed decision.
Car Finance for Business
For many ABN holders and sole traders, cars are an essential business asset. We guide you through car finance options that may suit self-employed applicants or businesses seeking tax-effective solutions.
What is Asset Finance?
Asset finance is a way of funding vehicles, equipment, and other business-related assets without having to pay the full cost upfront. Instead, the loan is repaid in manageable instalments. This can free up working capital while ensuring your business has the resources it needs to grow.
How Can Our Team Help You to Reach Your Goals
At AJP Finance, we believe the finance journey should be transparent and stress-free. That’s why we follow a clear, step-by-step process to help you understand your options and make confident decisions.
Initial Conversation
We start with a friendly chat to understand your situation — whether it’s buying a first home, consolidating debts, or securing business finance. This call helps us outline how we may assist and what information we’ll need.
Information Gathering
We’ll collect details about your income, expenses, assets, and goals. This helps us assess your borrowing capacity and identify lenders or products that may suit your circumstances.
Exploring Options
Our advisor will present suitable loan options, explaining features, structures, and considerations. We’ll answer your questions and ensure you clearly understand the differences between lenders.
Application & Support
Once you’re comfortable, we’ll assist with the application process. From paperwork to lender communication, we’ll guide you step-by-step and keep you updated until settlement.
