Home Loans
$28.90M
Assets Finance
$1.50M
Business Finance
$7.5M
Finding the right loan isn’t always straightforward, especially if you’ve been told “no” before. That’s where we come in. .
Loans Made Simple – Even When Life Gets Complicated
We Listen, Advise, and, Take Action with Integrity.
Because finance is personal, not just financial
Integrity
We believe finance should be honest and transparent. Every recommendation is made with your best interest at heart, ensuring you feel informed and confident at every step.
Client Focus
Your story matters. We take the time to listen and understand your goals, tailoring finance solutions that fit your life — not just a lender’s checklist.
Resilience & Solutions
Financial challenges don’t define your future. We specialise in helping clients with bad credit, low credit scores, or complex circumstances find a path forward when others say no.
Expertise
With years of experience and access to a wide network of lenders, we simplify the complex. Our expertise means more clarity for you, and a better chance at approval.
You’ll Always Know
No-obligation chat.
Choosing The Right
Finacial Prouct
At AJP Finance, we make finance simple, transparent, and achievable. Whether you’re buying your first home, growing a business, or recovering from credit challenges, our team will guide you to the right loan solution.
Finance for Life’s Big Moments
Personal loans can be used for a variety of needs — from renovations to medical expenses or travel. We’ll explain the options available and how repayments may be structured, so you can choose with clarity.
Finance That Helps Businesses Grow
Every business has unique finance needs, from equipment purchases to commercial property. We guide sole traders, SMEs, and larger businesses through options including asset finance, commercial property loans, and working capital solutions.
When Credit History Feels Like a Barrier
Having a low credit score or past defaults doesn’t always mean you can’t access finance. We explain which lenders may be open to these applications and what steps you can take to improve your financial position.
Simplify Your Repayments
Managing multiple debts can feel overwhelming. A debt consolidation loan may allow you to combine several debts into one repayment, helping to make budgeting simpler and easier to manage.
Tools, Equipment, and Vehicles Made Accessible
From vehicles to machinery, asset finance helps businesses and individuals spread the cost of essential purchases. We’ll guide you through available structures and repayment options.
Helping You Step Into Property Ownership
Buying a home is one of the biggest financial decisions you’ll make. Whether you’re a first home buyer in Melbourne or upgrading, we guide you through borrowing capacity, loan types, and available government grants.
Drive Forward With Confidence
Car loans make purchasing a new or used vehicle more accessible by spreading the cost over time. We provide guidance on loan types, interest rates, and features so you can make an informed choice.
Restructure or Plan for the Future
Refinancing may allow you to review your current loan to better suit your circumstances, while investment loans can help you grow long-term wealth through property. We’ll outline the process, potential benefits, and key considerations.
Finance Through Your Super Fund
A Self-Managed Super Fund (SMSF) loan allows trustees to invest in property through their superannuation. These loans have strict compliance requirements — we explain how they work and what lenders expect.
